Budget - a word that automatically makes me feel anxious. I've never been a fan of having a budget because, honestly, we never follow it. It seems like a great idea, but always falls through for us.
Dave Ramsey has been the turn around for us with money management. For us, his plan makes sense.
Dave Ramsey has a free budgeting tool and free budgeting printable worksheets on his website. He also has great information on budgeting here. I started using his free budgeting tools before subscribing to My Total Money Makeover.
I wrote a post last year about budgeting and sell printables/fillable budgeting forms in my Etsy store. Here is one of the monthly budget worksheet pages {from the finances & home information set}. The expense categories are based on Dave Ramsey's budget plan.
This fillable form is from the finances set.Your challenge today is to create a budget.
Disclaimer: I am not a financial expert, nor am I claiming to be. What works for me, may not work for you.

Source: http://www.thenesteffect.com/2013/01/january-2013-challenge-finance-week-2.html
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